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Vietnam's listed-bank non-performing loan ratio will climb past 2.1% by Q4 2026, above the current 1.8% forecast, as new SBV-mandated rate discounts squeeze bank margins.
Made
11 Aug 2026
By
David Lee
Market
Vietnam
Outcome
Unresolved
The central bank's directive forcing banks to price priority-sector loans a full percentage point below average lending rates adds to existing margin pressure, tempting weaker mid-tier lenders to chase loan volume to protect earnings.
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